Engine sealing repair
When tied to a covered internal failure
$740 allowance
Powertrain protection
Powertrain protection is the plan drivers choose when they want the expensive mechanical core of the vehicle covered and they are willing to handle wear items themselves. It is also the plan we recommend when an odometer is too high for exclusionary coverage but the engine and transmission still have a service record.
The schedule pays for a covered mechanical failure of named internal parts, the labor to diagnose and replace them, and the fluids and seals required to complete that repair. It does not pay for a tune-up, a timing belt that is due by mileage, or a failure caused by running the engine out of oil.
Engine diagnostics and covered assemblies
A claim starts with a diagnosis, not with a parts order. The workshop identifies the failed assembly and the cause. Typical covered engine assemblies include:
- Pistons, piston rings, pins, and connecting rods
- Crankshaft, main bearings, and rod bearings
- Camshaft, lifters, and timing chain when it fails, not when it is due
- Oil pump, balance shaft, and engine block if damaged by a covered failure
- Cylinder head, valves, and valve guides, excluding carbon cleaning
- Transmission and transfer-case internal gears, pumps, and shafts
- Drive axle shafts and differential internals listed on the schedule
How a powertrain claim is decided
Send the estimate, the odometer, and photos of the failed part if the case has already been opened. An advisor compares the line items with the schedule. If the failure is covered, you receive a written approval with the deductible and any betterment for a part that was already worn. If it is not covered, the note cites the exclusion, such as lack of lubrication, contamination, or a modification that changed the assembly.
What you keep on file
Oil and filter service within the interval printed in the agreement, cooling-system service when the schedule requires it, and any transmission fluid service named on the plan. Receipts should show the date, the odometer, and the work performed. A gap in service does not automatically void an unrelated covered failure, but a failure caused by that gap is not eligible.
Sample component pricing
Illustrative repair allowances
These figures show how a typical sedan schedule describes eligible repair groups. Your quote replaces them with the deductible and limits for your vehicle.
Full engine internals
Bearings, pistons, and related labor
$3,450 allowance
Transmission internals
Gears, pump, and valve body lines
$2,860 allowance
Differential repair
Internal gears listed on the schedule
$980 allowance
Transfer case
Internal failure, not external linkage wear
$1,120 allowance
Drive axle
Shaft failure, excluding torn boots alone
$640 allowance
Voltline
Roadmark
Axleshield
Gearwell