What we provide.

Electrical coverage

Modern vehicles fail in looms and modules as often as they fail in gears. Electrical coverage on a CleanMersin plan names the assemblies that can be claimed: alternator, starter motor, voltage regulator, engine control module, transmission control module, and the ignition coils listed on your schedule. A warning light by itself is not a failure. The claim begins when testing shows a named part no longer performs its function.

Wiring repairs are covered only when the schedule says so, and only for the section damaged by the covered failure. Aftermarket audio, lighting kits, and devices that were not factory equipment stay outside every plan. If a module needs programming after replacement, labor for that programming is included when the part itself is covered.

Bumper-to-bumper exclusionary coverage

Exclusionary coverage is the widest schedule we write. Instead of listing every covered part, the agreement lists what is not covered. If a mechanical or electrical component fails and it is not on the exclusion list, the repair is eligible, subject to the deductible, the term, and the maintenance rules. Exclusions always include wear items, body panels, glass, interior trim, and damage from a collision, flood, or modification.

This plan is a strong fit when a vehicle is still young enough that a long exclusion list would be shorter than a component list. We will not offer it on an odometer that has already outrun the assumptions in the rate. In that case a high-mileage schedule is the honest product.

Roadside warranty benefits

Roadside benefits are an add-on or an included feature depending on the plan family. They cover a tow to the nearest qualified workshop, a jump-start, a lockout visit, and help with a spare tire you already carry. They do not cover the cost of a new tire, fuel that was simply forgotten, or a second tow if the first shop was chosen against the benefit note. Limits per event and per year are printed on the schedule, including a distance cap for towing.

High-mileage plans

A long odometer is not a reason to sell a fantasy policy. High-mileage plans cover a shorter list: engine internals, transmission internals, and selected seals that fail as part of those repairs. Cooling and electrical parts can be added only after we see service history. Deductibles are often higher, waiting periods can be longer, and pre-existing noises are documented at the start so they are not argued later.

Pre-owned wrap

A pre-owned wrap is for a vehicle whose factory coverage is expired or about to expire. We ask what the remaining factory plan still pays, then we write our schedule so the two do not pretend to pay the same repair twice. If the factory plan is primary, CleanMersin considers a claim only for the eligible amount the factory plan does not pay, and only when our own component list includes the part.

Ready to see sample rates for a typical sedan? Visit pricing or send the vehicle details on the contact form.